Landing your first real job is a big deal, but no one hands you a guidebook on adulting. Between managing paychecks, understanding benefits, and figuring out how to fix a leaky faucet, it’s easy to feel overwhelmed. The good news? With the right essential professionals in your corner, you don’t have to handle it all alone.
As you transition into the working world, having these experts in your contact list will save you time, stress, and money when unexpected situations arise. From tackling taxes to repairing your car, knowing who to call when you need help will make navigating adult life so much easier. Think of this as your starter pack of trusted professionals—ready to support you whenever life throws a curveball.
Essential professionals for your finances
A financial planner isn’t just for people with six-figure salaries. They can help you create a budget, guide you in setting up retirement accounts (e.g., a 401(k) or IRA) or starting small with investments and set savings goals. A financial planner can also help you develop strategies to pay off student loans or credit card debt efficiently. It is important to note that a financial planner and an accountant serve different purposes, though both can help you manage your money effectively. An accountant focuses on tax compliance and financial recordkeeping
or most new graduates, starting with a financial planner can provide long-term benefits. They’ll help you set up a solid financial foundation and teach you how to manage your money effectively.
An accountant may not be necessary immediately if your taxes are straightforward—e.g., you’re a W-2 employee with no dependents, investments, or complicated deductions. In this case, a tool like TurboTax or H&R Block can help you file your taxes affordably and accurately.
However, if you’re self-employed, juggling multiple income streams, or dealing with student loan tax credits, consulting an accountant (even just once) could save you money and headaches.
Essential professionals on your healthcare team
Your primary care physician is your go-to for all things health-related. Annual checkups can catch potential issues early and ensure you’re staying on top of preventive care. Use your employer’s health insurance portal to find an in-network doctor. A trusted primary care physician can be an invaluable resource in directing you to the right specialty care, should you have the need. In a new city and not sure how to find the right PCP? Before scheduling that appointment look up the doctor reviews on Healthgrades.
The transition from student to full-time employee can be stressful. A therapist can help you navigate challenges, build coping skills, and improve your overall mental health. Many employers offer Employee Assistance Programs (EAPs) with free or discounted counseling sessions.
No one loves going to the dentist, but skipping regular visits can lead to expensive problems later. Most employers offer dental plans so find a Dentist on your plan and schedule checkups and cleanings every six months. Ask friends and family for recommendations (or if you are in a new citry, ask your colleagues). Research the dentist online and read reviews from past patients. Finally, make sure that the office hours and location will work with your schedule.
A fitness trainer or wellness coach can help you build habits that support your physical health and energy levels. If the gym isn’t your scene, consider online platforms like Future for virtual coaching tailored to your goals.
Home and auto experts
f you own a car, finding a trustworthy mechanic is essential. Regular maintenance like oil changes, tire rotations, and inspections will keep your vehicle running smoothly and prevent costly repairs down the road. Apps like RepairPal can help you find reputable mechanics nearby.
At some point, you’ll need to fix something around your home—whether it’s a clogged drain or a broken shelf. Building a relationship with a reliable handyman can save you from YouTube DIY disasters. As your neighbors for referrals, or use apps like Thumbtack or TaskRabbit to connect you with skilled professionals in your area.
Professional guidance
For new graduates, navigating the transition from school to the workforce can feel overwhelming. A career coach provides personalized support, helping you identify your strengths, clarify your goals, and create a strategic plan to launch your career. Whether you’re unsure about what industry to pursue, need help refining your resume, or want to practice interview techniques, a career coach offers the guidance and accountability to help you succeed. They also provide insights into current job market trends, industry-specific advice, and the confidence boost needed to tackle job searches with purpose. Investing in a career coach early on can set the foundation for long-term career growth, ensuring you’re not just landing a job, but the right job.If hiring a coach isn’t feasible, check out free resources like CareerOneStop. And of course, we’d be happy to answer any questions! You can reach us at Rise Consulting.
It will also be helpful to begin building relationships with Recruiters or Talent Acquisition Specialists in your field or region to stay on their radar for opportunities. Recruiters often have access to unlisted job openings and can guide you through hiring processes. Whether or not you are currently in the market for a new job, it is extremely likely that at some point, you will be searching.
Legal Professional
At some point, you’ll need legal advice—whether it’s for signing a lease, understanding your employee rights, or drafting a simple will. Services like Legal Zoom or Rocket Lawyer offer affordable services. Similar to physicians, there are a wide array of legal specialists to turn to depending upoon your specific needs. As you consider whether it makes sense to get someone with deeper expertise, it can be helpful to have someone on speed dial who is an attorney.
Conclusion
Adulting is hard, but you don’t have to do it alone. By building a team of trusted professionals—from financial planners to handypeople—you’ll gain the guidance and confidence you need to handle life’s challenges.
With these 10 essential professionals in your corner, you can focus on excelling at work and enjoying this exciting new chapter. Remember, investing in the right support now will pay off for years to come.
